Data Services
Blog & News Centre.
Can we still trust our SME lending predictions?
With inflation at a thirty-year high, past behaviour is no longer a sufficient predictor of borrower serviceability. Our current macroeconomic climate of higher interest and inflation isn’t strictly novel. But it is something we haven’t seen in Australia for many years. The Reserve Bank of Australia indicates that inflation this year has attained a thirty…
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Deceased Customers and Fragmented Systems Expose Organisations to Risk
Data TechnologyYears on from the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry and its “fee for no service” scandal, banks are still at risk of charging deceased people’s accounts fees for products they’re not using. ASIC was still taking banks to federal court about this issue just last year. It seems…
Cybersecurity and Risk in the Banking Sector
Data TechnologyAustralia’s financial system needs strong data governance to buttress against cybersecurity threats It has escaped nobody’s notice that banking—for businesses as well as individuals—is increasingly digital. Commentators have been quick to point out that most transactions have been digital long time. The use of cash was declining in Australia, even before the pandemic arrived and…
Risky Business? Assessing Risk in the Australian Construction Sector
Business DataThe construction industry is a fraught place to operate right now and researching your business relationships has never been so critical. Historically, the industry has been subject to price volatility and supply chain problems, but recent stressors have stretched it to its limits. Global responses to the COVID-19 pandemic caused delays in production, skilled labour…
Streamline Your Account-Based Marketing Strategy Research.
Data-Driven MarketingWhy Research is Critical to Your Account-Based Marketing Strategy What is account-based marketing? A traditional lead generation funnel runs from the broadest part of the funnel—brand awareness—to the narrowest—converted customers. This is a strategy that diffuses your company’s resources across a broad array of potential customers, and it might use tactics like direct or electronic…
ANZSIC vs Keywords for Procurement in FY23/24
Business DataAre you exposing your supply chain to risk and missed opportunities by not investigating alternatives to ANZSIC? The ANZSIC is by nature and intention the most general tool for business and economic statistics. Businesses that engage in a wide range of activities will nevertheless be described only by their predominant activity. For procurement professionals, a…
DCA and Dataro Discuss: Your Roadmap to AI
Data Solutions“What do you need, and if you don’t have what you need, how can you get there?” Artificial intelligence is driving change across all aspects of our lives, it’s been all the buzz long before the emergence of GPT. Though, the idea of using ‘AI’-driven tools in our jobs as fundraisers still sounds a bit…